| Interest Rates | 6.85% to 7.45% | Starting from 6.70% onwards |
| Processing Fees | Up to 0.50% of loan amount or maximum of Rs. 20,000 | Up to 0.40% of loan amount, maximum of Rs. 10,000 |
| Loan Amount and Tenure | Up to Rs. 10 crores, maximum tenure of 30 years | Up to Rs. 75 lakhs, maximum tenure of 30 years |
| Prepayment Charges | No charges | Up to 2% of outstanding loan amount |
| Special Offers | Special discounts for women borrowers, NRIs, and existing customers | Special discounts for women borrowers, NRIs, and existing customers |
| Loan to Value Ratio | Up to 90% of property value | Up to 80% of property value |
| EMI Holiday | Available | Not available |
| Part Payment Facility | Available | Available |
| Minimum Income | Rs. 20,000 per month | Rs. 25,000 per month |
| Credit Score | 650 or above | 750 or above |
